The median home in Houghton, Michigan is valued at $255,345, up 9.9% year over year. Houghton is part of the Houghton, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$255,345
+9.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Enter your income for Houghton.
$51,069 on $255,345
Stretch — 28% of income
Above 28% but manageable with cuts.
PITI$1,752
P/I28%
Afford$255K
Gap-$0K
P&I $1,291Tax $328Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Houghton, MI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houghton, MI metro.
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