The median home in Hubbard Lake, Michigan is valued at $228,956, up 5.3% year over year. Hubbard Lake is part of the Alpena, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$228,956

+5.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$45,791 on $228,956

Example: $75,000 household income. Change it above to see your own.

Affordable25.4% of income

Under the 28% guideline.

PITI$1,585

P/I25.4%

Afford$253K

Room+$24K

P&I $1,158Tax $294Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Hubbard Lake with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Alpena, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Alpena, MI metro.

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Hubbard Lake, MI