The median home in Ludington, Michigan is valued at $284,183, up 2.2% year over year. Ludington is part of the Ludington, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$284,183
+2.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Enter your income for Ludington.
$56,837 on $284,183
Stretch — 31% of income
Above 28% but manageable with cuts.
PITI$1,935
P/I31%
Afford$257K
Gap-$27K
P&I $1,437Tax $365Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Ludington, MI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ludington, MI metro.
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