City

LUDINGTON, MI

Ludington, MI

Median home value: $284K (+2.2% YoY). Part of Ludington, MI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Ludington, MI metro page.

Home Value$284,183
+2.2%
AFFORDABILITY

Enter your income for Ludington.

$56,837 on $284,183
Stretch — 29.8% of income

Above 28% but manageable with cuts.

PITI$1,861
P/I29.8%
Afford$267K
Gap-$17K
P&I $1,363Tax $365Ins $133
6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ludington Housing Market | CrashWatch