The median home in Merrill, Michigan is valued at $189,359, up 7.0% year over year. Merrill is part of the Saginaw, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$189,359

+7.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$37,872 on $189,359

Example: $75,000 household income. Change it above to see your own.

Affordable21.3% of income

Under the 28% guideline.

PITI$1,334

P/I21.3%

Afford$248K

Room+$59K

P&I $958Tax $243Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Merrill with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Saginaw, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Saginaw, MI metro.

View Saginaw, MI metro

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Merrill, MI