The median home in Midland, Michigan is valued at $235,029, up 5.3% year over year. Typical monthly rent is $1,598, producing a price-to-rent ratio of 12.3x — below the national average of 18x. Midland is part of the Midland, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$235,029

+5.3%

Rent$1,598/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Midland.

Income (annual)

Down Payment

$47,006 on $235,029

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,623

P/I26%

Afford$253K

Room+$18K

P&I $1,188Tax $302Ins $133

Renting $25/mo cheaper ($1,598 rent)6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Midland with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Midland, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Midland, MI metro.

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