Median home value: $222K (+6.4% YoY). Part of Bay City, MI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Bay City, MI metro page.
Home Value$221,867
+6.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
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$44,373 on $221,867
Affordable — 23.7% of income
Under the 28% guideline.
PITI$1,482
P/I23.7%
Afford$262K
Room+$40K
P&I $1,064Tax $285Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing