City

OAKLEY, MI

Saginaw, MI

Median home value: $172K (+6.2% YoY). Part of Saginaw, MI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Saginaw, MI metro page.

Home Value$172,256
+6.2%
AFFORDABILITY

Enter your income for Oakley.

$34,451 on $172,256
Affordable — 18.9% of income

Under the 28% guideline.

PITI$1,181
P/I18.9%
Afford$255K
Room+$83K
P&I $826Tax $221Ins $133
6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Oakley Housing Market | CrashWatch