The median home in Osseo, Michigan is valued at $191,980, up 8.9% year over year. Osseo is part of the Hillsdale, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$191,980

+8.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$38,396 on $191,980

Example: $75,000 household income. Change it above to see your own.

Affordable21.6% of income

Under the 28% guideline.

PITI$1,350

P/I21.6%

Afford$249K

Room+$57K

P&I $971Tax $246Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Osseo with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Hillsdale, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hillsdale, MI metro.

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Osseo, MI