City

OTSEGO, MI

Holland, MI

Median home value: $259K (+4.1% YoY). Part of Holland, MI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Holland, MI metro page.

Home Value$259,019
+4.1%
AFFORDABILITY

Enter your income for Otsego.

$51,804 on $259,019
Affordable — 27.3% of income

Under the 28% guideline.

PITI$1,708
P/I27.3%
Afford$265K
Room+$6K
P&I $1,242Tax $332Ins $133
6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Otsego Housing Market | CrashWatch