The median home in Pentwater, Michigan is valued at $366,801, up 2.2% year over year. Pentwater is part of the Ludington, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$366,801

+2.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$73,360 on $366,801

Example: $75,000 household income. Change it above to see your own.

Out of reach39.3% of income

Need $105,386/yr to afford.

PITI$2,459

P/I39.3%

Afford$261K

Gap-$106K

P&I $1,855Tax $471Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Pentwater with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Ludington, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ludington, MI metro.

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Pentwater, MI