The median home in Pontiac, Michigan is valued at $131,364, up 2.9% year over year. Typical monthly rent is $1,284, producing a price-to-rent ratio of 8.5x — below the national average of 18x. Pontiac is part of the Detroit-Warren-Dearborn, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Detroit-Warren-Dearborn, MI stress score, crash risk, and 12-month forecast →

Home Value$131,364

+2.9%

Rent$1,284/mo

AFFORDABILITY

Enter your income for Pontiac.

Income (annual)

Down Payment

$26,273 on $131,364

Affordable — 15.5% of income

Under the 28% guideline.

PITI$966

P/I15.5%

Afford$238K

Room+$107K

P&I $664Tax $169Ins $133

Buying $318/mo cheaper ($1,284 rent)6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Pontiac with other housing markets across Michigan.

Lake Angelus$1659K Leland$1097K Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Detroit-Warren-Dearborn, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Detroit-Warren-Dearborn, MI metro.

View Detroit-Warren-Dearborn, MI metro →

PONTIAC, MI