The median home in Portsmouth, Michigan is valued at $183,975, up 8.2% year over year. Portsmouth is part of the Bay City, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$183,975

+8.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Portsmouth.

Income (annual)

Down Payment

$36,795 on $183,975

Example: $75,000 household income. Change it above to see your own.

Affordable20.8% of income

Under the 28% guideline.

PITI$1,300

P/I20.8%

Afford$248K

Room+$64K

P&I $930Tax $236Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Portsmouth with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Bay City, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bay City, MI metro.

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Portsmouth, MI