City

RAY, MI

Detroit-Warren-Dearborn, MI

Median home value: $403K (+7.0% YoY). Part of Detroit-Warren-Dearborn, MI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Detroit-Warren-Dearborn, MI metro page.

Home Value$403,320
+7.0%
AFFORDABILITY

Enter your income for Ray.

$80,664 on $403,320
Out of reach — 41.4% of income

Need $110,786/yr to afford.

PITI$2,585
P/I41.4%
Afford$273K
Gap-$130K
P&I $1,934Tax $518Ins $133
6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ray Housing Market | CrashWatch