The median home in Rochester, Michigan is valued at $470,824, up 3.6% year over year. Typical monthly rent is $1,559, producing a price-to-rent ratio of 25.2x — well above the national average of 18x. Rochester is part of the Detroit-Warren-Dearborn, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Detroit-Warren-Dearborn, MI stress score, crash risk, and 12-month forecast →

Home Value$470,824

+3.6%

Rent$1,559/mo

AFFORDABILITY

Enter your income for Rochester.

Income (annual)

Down Payment

$94,165 on $470,824

Out of reach — 49.9% of income

Need $133,629/yr to afford.

PITI$3,118

P/I49.9%

Afford$264K

Gap-$207K

P&I $2,381Tax $604Ins $133

Renting $1,559/mo cheaper ($1,559 rent)6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Rochester with other housing markets across Michigan.

Lake Angelus$1659K Leland$1097K Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Detroit-Warren-Dearborn, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Detroit-Warren-Dearborn, MI metro.

View Detroit-Warren-Dearborn, MI metro →

ROCHESTER, MI