The median home in Saint Charles, Michigan is valued at $185,979, up 6.0% year over year. Saint Charles is part of the Saginaw, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$185,979

+6.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Saint Charles.

Income (annual)

Down Payment

$37,196 on $185,979

Example: $75,000 household income. Change it above to see your own.

Affordable21% of income

Under the 28% guideline.

PITI$1,312

P/I21%

Afford$248K

Room+$62K

P&I $940Tax $239Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Saint Charles with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Saginaw, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Saginaw, MI metro.

View Saginaw, MI metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Saint Charles, MI