The median home in Saint Clair Shores, Michigan is valued at $220,605, up 4.2% year over year. Typical monthly rent is $1,681, producing a price-to-rent ratio of 10.9x — below the national average of 18x. Saint Clair Shores is part of the Detroit-Warren-Dearborn, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Detroit-Warren-Dearborn, MI stress score, crash risk, and 12-month forecast →

Home Value$220,605

+4.2%

Rent$1,681/mo

AFFORDABILITY

Enter your income for Saint Clair Shores.

Income (annual)

Down Payment

$44,121 on $220,605

Affordable — 24.5% of income

Under the 28% guideline.

PITI$1,532

P/I24.5%

Afford$252K

Room+$31K

P&I $1,115Tax $283Ins $133

Buying $149/mo cheaper ($1,681 rent)6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Saint Clair Shores with other housing markets across Michigan.

Lake Angelus$1659K Leland$1097K Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Detroit-Warren-Dearborn, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Detroit-Warren-Dearborn, MI metro.

View Detroit-Warren-Dearborn, MI metro →

SAINT CLAIR SHORES, MI