Median home value: $316K (+2.8% YoY). Rent: $1,797/mo. Price-to-rent: 14.6x. Part of Niles, MI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Niles, MI metro page.
Home Value$315,875
+2.8%
Rent$1,797/mo
AFFORDABILITYRenting $257/mo cheaper ($1,797 rent)6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Enter your income for Saint Joseph.
$63,175 on $315,875
Stretch — 32.9% of income
Above 28% but manageable with cuts.
PITI$2,054
P/I32.9%
Afford$269K
Gap-$47K
P&I $1,515Tax $405Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing