The median home in Saugatuck, Michigan is valued at $605,987, up 7.4% year over year. Saugatuck is part of the Holland, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$605,987

+7.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Saugatuck.

Income (annual)

Down Payment

$121,197 on $605,987

Example: $75,000 household income. Change it above to see your own.

Out of reach63.6% of income

Need $170,357/yr to afford.

PITI$3,975

P/I63.6%

Afford$267K

Gap-$339K

P&I $3,064Tax $778Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Saugatuck with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Holland, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Holland, MI metro.

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Saugatuck, MI