The median home in Somerset Center, Michigan is valued at $331,847, up 4.0% year over year. Somerset Center is part of the Hillsdale, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$331,847

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Somerset Center.

Income (annual)

Down Payment

$66,369 on $331,847

Example: $75,000 household income. Change it above to see your own.

Stretch35.8% of income

Above 28% but manageable with cuts.

PITI$2,237

P/I35.8%

Afford$260K

Gap-$72K

P&I $1,678Tax $426Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Somerset Center with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Hillsdale, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hillsdale, MI metro.

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Somerset Center, MI