The median home in Southgate, Michigan is valued at $185,528, up 3.4% year over year. Typical monthly rent is $1,560, producing a price-to-rent ratio of 9.9x — below the national average of 18x. Southgate is part of the Detroit-Warren-Dearborn, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Detroit-Warren-Dearborn, MI stress score, crash risk, and 12-month forecast →

Home Value$185,528

+3.4%

Rent$1,560/mo

AFFORDABILITY

Enter your income for Southgate.

Income (annual)

Down Payment

$37,106 on $185,528

Affordable — 21% of income

Under the 28% guideline.

PITI$1,310

P/I21%

Afford$248K

Room+$62K

P&I $938Tax $238Ins $133

Buying $250/mo cheaper ($1,560 rent)6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Southgate with other housing markets across Michigan.

Lake Angelus$1659K Leland$1097K Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Detroit-Warren-Dearborn, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Detroit-Warren-Dearborn, MI metro.

View Detroit-Warren-Dearborn, MI metro →

SOUTHGATE, MI