The median home in Stevensville, Michigan is valued at $314,007, up 4.6% year over year. Typical monthly rent is $837, producing a price-to-rent ratio of 31.3x — well above the national average of 18x. Stevensville is part of the Niles, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$314,007

+4.6%

Rent$837/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$62,801 on $314,007

Example: $75,000 household income. Change it above to see your own.

Stretch34% of income

Above 28% but manageable with cuts.

PITI$2,124

P/I34%

Afford$259K

Gap-$55K

P&I $1,588Tax $403Ins $133

Renting $1,287/mo cheaper ($837 rent)6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Stevensville with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Niles, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Niles, MI metro.

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Stevensville, MI