The median home in Swartz Creek, Michigan is valued at $237,845, up 5.2% year over year. Swartz Creek is part of the Flint, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$237,845

+5.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Swartz Creek.

Income (annual)

Down Payment

$47,569 on $237,845

Example: $75,000 household income. Change it above to see your own.

Affordable26.3% of income

Under the 28% guideline.

PITI$1,641

P/I26.3%

Afford$254K

Room+$16K

P&I $1,203Tax $305Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Swartz Creek with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Flint, MI analysis

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Swartz Creek, MI