The median home in Union City, Michigan is valued at $163,022, up 2.8% year over year. Union City is part of the Coldwater, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$163,022

+2.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$32,604 on $163,022

Example: $75,000 household income. Change it above to see your own.

Affordable18.7% of income

Under the 28% guideline.

PITI$1,167

P/I18.7%

Afford$244K

Room+$81K

P&I $824Tax $209Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Union City with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Coldwater, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Coldwater, MI metro.

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Union City, MI