Median home value: $322K (+4.2% YoY). Part of South Bend-Mishawaka, IN-MI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, South Bend-Mishawaka, IN-MI metro page.
Home Value$322,118
+4.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Enter your income for Vandalia.
$64,424 on $322,118
Stretch — 33.5% of income
Above 28% but manageable with cuts.
PITI$2,092
P/I33.5%
Afford$269K
Gap-$53K
P&I $1,545Tax $413Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing