The median home in Vandalia, Michigan is valued at $322,118, up 4.2% year over year. Vandalia is part of the South Bend-Mishawaka, IN-MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$322,118

+4.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$64,424 on $322,118

Example: $75,000 household income. Change it above to see your own.

Stretch34.8% of income

Above 28% but manageable with cuts.

PITI$2,176

P/I34.8%

Afford$259K

Gap-$63K

P&I $1,629Tax $413Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Vandalia with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full South Bend-Mishawaka, IN-MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the South Bend-Mishawaka, IN-MI metro.

View South Bend-Mishawaka, IN-MI metro

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Vandalia, MI