The median home in Tonka Bay, Minnesota is valued at $1,059,022, up 5.3% year over year. Tonka Bay is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Minneapolis-St. Paul-Bloomington, MN-WI stress score, crash risk, and 12-month forecast →
Home Value$1,059,022
+5.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Tonka Bay.
$211,804 on $1,059,022
Out of reach — 103.9% of income
Need $278,271/yr to afford.
PITI$6,493
P/I103.9%
Afford$285K
Gap-$774K
P&I $5,355Tax $988Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Minneapolis-St. Paul-Bloomington, MN-WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.
View Minneapolis-St. Paul-Bloomington, MN-WI metro →