The median home in Agency, Missouri is valued at $322,274, up 8.0% year over year. Agency is part of the St. Joseph, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Joseph, MO-KS stress score, crash risk, and 12-month forecast →

Home Value$322,274

+8.0%

AFFORDABILITY

Enter your income for Agency.

Income (annual)

Down Payment

$64,455 on $322,274

Stretch — 32.9% of income

Above 28% but manageable with cuts.

PITI$2,057

P/I32.9%

Afford$274K

Gap-$48K

P&I $1,630Tax $261Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Agency with other housing markets across Missouri.

Huntleigh$2295K Village of Loch Lloyd$1289K Ladue$1271K Westwood$1239K Frontenac$1198K Town and Country$1094K Clarkson Valley$876K Clayton$830K

Full St. Joseph, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Joseph, MO-KS metro.

View St. Joseph, MO-KS metro →

AGENCY, MO