The median home in Ballwin, Missouri is valued at $395,771, up 2.1% year over year. Typical monthly rent is $1,830, producing a price-to-rent ratio of 18x — near the national average of 18x. Ballwin is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$395,771
+2.1%
Rent$1,830/mo
AFFORDABILITYRenting $658/mo cheaper ($1,830 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Ballwin.
$79,154 on $395,771
Out of reach — 39.8% of income
Need $106,629/yr to afford.
PITI$2,488
P/I39.8%
Afford$278K
Gap-$117K
P&I $2,001Tax $320Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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