The median home in Ballwin, Missouri is valued at $395,771, up 2.1% year over year. Typical monthly rent is $1,830, producing a price-to-rent ratio of 18x — near the national average of 18x. Ballwin is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$395,771

+2.1%

Rent$1,830/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$79,154 on $395,771

Example: $75,000 household income. Change it above to see your own.

Out of reach39.8% of income

Need $106,629/yr to afford.

PITI$2,488

P/I39.8%

Afford$278K

Gap-$117K

P&I $2,001Tax $320Ins $167

Renting $658/mo cheaper ($1,830 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Ballwin with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Ballwin, MO