The median home in Berkeley, Missouri is valued at $95,166, up 3.2% year over year. Typical monthly rent is $1,375, producing a price-to-rent ratio of 5.8x — below the national average of 18x. Berkeley is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$95,166
+3.2%
Rent$1,375/mo
AFFORDABILITYBuying $650/mo cheaper ($1,375 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Berkeley.
$19,033 on $95,166
Affordable — 11.6% of income
Under the 28% guideline.
PITI$725
P/I11.6%
Afford$230K
Room+$135K
P&I $481Tax $77Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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