The median home in Berkeley, Missouri is valued at $95,166, up 3.2% year over year. Typical monthly rent is $1,375, producing a price-to-rent ratio of 5.8x — below the national average of 18x. Berkeley is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$95,166

+3.2%

Rent$1,375/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Berkeley.

Income (annual)

Down Payment

$19,033 on $95,166

Example: $75,000 household income. Change it above to see your own.

Affordable11.6% of income

Under the 28% guideline.

PITI$725

P/I11.6%

Afford$230K

Room+$135K

P&I $481Tax $77Ins $167

Buying $650/mo cheaper ($1,375 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Berkeley with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Berkeley, MO