The median home in Cape Girardeau, Missouri is valued at $211,764, up 4.6% year over year. Typical monthly rent is $1,093, producing a price-to-rent ratio of 16.1x — near the national average of 18x. Cape Girardeau is part of the Cape Girardeau, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$211,764
+4.6%
Rent$1,093/mo
AFFORDABILITYRenting $316/mo cheaper ($1,093 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Cape Girardeau.
$42,353 on $211,764
Affordable — 22.5% of income
Under the 28% guideline.
PITI$1,409
P/I22.5%
Afford$263K
Room+$51K
P&I $1,071Tax $171Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full Cape Girardeau, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cape Girardeau, MO-IL metro.
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