The median home in Cape Girardeau, Missouri is valued at $211,764, up 4.6% year over year. Typical monthly rent is $1,093, producing a price-to-rent ratio of 16.1x — near the national average of 18x. Cape Girardeau is part of the Cape Girardeau, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$211,764

+4.6%

Rent$1,093/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Cape Girardeau.

Income (annual)

Down Payment

$42,353 on $211,764

Example: $75,000 household income. Change it above to see your own.

Affordable22.5% of income

Under the 28% guideline.

PITI$1,409

P/I22.5%

Afford$263K

Room+$51K

P&I $1,071Tax $171Ins $167

Renting $316/mo cheaper ($1,093 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Cape Girardeau with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Cape Girardeau, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cape Girardeau, MO-IL metro.

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