The median home in Chesterfield, Missouri is valued at $544,793, up 3.4% year over year. Typical monthly rent is $1,962, producing a price-to-rent ratio of 23.1x — well above the national average of 18x. Chesterfield is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$544,793

+3.4%

Rent$1,962/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$108,959 on $544,793

Example: $75,000 household income. Change it above to see your own.

Out of reach53.8% of income

Need $144,086/yr to afford.

PITI$3,362

P/I53.8%

Afford$284K

Gap-$261K

P&I $2,755Tax $440Ins $167

Renting $1,400/mo cheaper ($1,962 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Chesterfield with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

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Chesterfield, MO