The median home in Chesterfield, Missouri is valued at $544,793, up 3.4% year over year. Typical monthly rent is $1,962, producing a price-to-rent ratio of 23.1x — well above the national average of 18x. Chesterfield is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$544,793
+3.4%
Rent$1,962/mo
AFFORDABILITYRenting $1,400/mo cheaper ($1,962 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Chesterfield.
$108,959 on $544,793
Out of reach — 53.8% of income
Need $144,086/yr to afford.
PITI$3,362
P/I53.8%
Afford$284K
Gap-$261K
P&I $2,755Tax $440Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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