The median home in Columbia, Missouri is valued at $311,238, up 3.0% year over year. Typical monthly rent is $1,348, producing a price-to-rent ratio of 19.2x — near the national average of 18x. Columbia is part of the Columbia, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$311,238
+3.0%
Rent$1,348/mo
AFFORDABILITYRenting $644/mo cheaper ($1,348 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Columbia.
$62,248 on $311,238
Stretch — 31.9% of income
Above 28% but manageable with cuts.
PITI$1,992
P/I31.9%
Afford$273K
Gap-$38K
P&I $1,574Tax $252Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Columbia, MO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Columbia, MO metro.
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