The median home in Columbia, Missouri is valued at $311,238, up 3.0% year over year. Typical monthly rent is $1,348, producing a price-to-rent ratio of 19.2x — near the national average of 18x. Columbia is part of the Columbia, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$311,238

+3.0%

Rent$1,348/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Columbia.

Income (annual)

Down Payment

$62,248 on $311,238

Example: $75,000 household income. Change it above to see your own.

Stretch31.9% of income

Above 28% but manageable with cuts.

PITI$1,992

P/I31.9%

Afford$273K

Gap-$38K

P&I $1,574Tax $252Ins $167

Renting $644/mo cheaper ($1,348 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Columbia with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Columbia, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Columbia, MO metro.

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