The median home in Concord, Missouri is valued at $319,633, up 2.9% year over year. Typical monthly rent is $2,195, producing a price-to-rent ratio of 12.1x — below the national average of 18x. Concord is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$319,633

+2.9%

Rent$2,195/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Concord.

Income (annual)

Down Payment

$63,927 on $319,633

Example: $75,000 household income. Change it above to see your own.

Stretch32.7% of income

Above 28% but manageable with cuts.

PITI$2,041

P/I32.7%

Afford$274K

Gap-$46K

P&I $1,616Tax $258Ins $167

Buying $154/mo cheaper ($2,195 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Concord with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Concord, MO