The median home in Concord, Missouri is valued at $319,633, up 2.9% year over year. Typical monthly rent is $2,195, producing a price-to-rent ratio of 12.1x — below the national average of 18x. Concord is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$319,633
+2.9%
Rent$2,195/mo
AFFORDABILITYBuying $154/mo cheaper ($2,195 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Concord.
$63,927 on $319,633
Stretch — 32.7% of income
Above 28% but manageable with cuts.
PITI$2,041
P/I32.7%
Afford$274K
Gap-$46K
P&I $1,616Tax $258Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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