City

COOL VALLEY, MO

St. Louis, MO-IL

Median home value: $101K (-8.7% YoY). Part of St. Louis, MO-IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.

Home Value$101,158
-8.7%
AFFORDABILITY

Enter your income for Cool Valley.

$20,232 on $101,158
Affordable — 11.7% of income

Under the 28% guideline.

PITI$734
P/I11.7%
Afford$241K
Room+$140K
P&I $485Tax $82Ins $167
6.00% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing