The median home in Cosby, Missouri is valued at $337,031, up 2.8% year over year. Cosby is part of the St. Joseph, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$337,031

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Cosby.

Income (annual)

Down Payment

$67,406 on $337,031

Example: $75,000 household income. Change it above to see your own.

Stretch34.3% of income

Above 28% but manageable with cuts.

PITI$2,143

P/I34.3%

Afford$275K

Gap-$62K

P&I $1,704Tax $272Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Cosby with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Joseph, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Joseph, MO-KS metro.

View St. Joseph, MO-KS metro

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Cosby, MO