The median home in Cosby, Missouri is valued at $337,031, up 2.8% year over year. Cosby is part of the St. Joseph, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Joseph, MO-KS stress score, crash risk, and 12-month forecast →

Home Value$337,031

+2.8%

AFFORDABILITY

Enter your income for Cosby.

Income (annual)

Down Payment

$67,406 on $337,031

Stretch — 34.3% of income

Above 28% but manageable with cuts.

PITI$2,143

P/I34.3%

Afford$275K

Gap-$62K

P&I $1,704Tax $272Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Cosby with other housing markets across Missouri.

Huntleigh$2295K Village of Loch Lloyd$1289K Ladue$1271K Westwood$1239K Frontenac$1198K Town and Country$1094K Clarkson Valley$876K Clayton$830K

Full St. Joseph, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Joseph, MO-KS metro.

View St. Joseph, MO-KS metro →

COSBY, MO