The median home in Eugene, Missouri is valued at $298,578, up 5.1% year over year. Eugene is part of the Jefferson City, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Jefferson City, MO stress score, crash risk, and 12-month forecast →

Home Value$298,578

+5.1%

AFFORDABILITY

Enter your income for Eugene.

Income (annual)

Down Payment

$59,716 on $298,578

Stretch — 30.7% of income

Above 28% but manageable with cuts.

PITI$1,918

P/I30.7%

Afford$272K

Gap-$26K

P&I $1,510Tax $241Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Eugene with other housing markets across Missouri.

Huntleigh$2295K Village of Loch Lloyd$1289K Ladue$1271K Westwood$1239K Frontenac$1198K Town and Country$1094K Clarkson Valley$876K Clayton$830K

Full Jefferson City, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson City, MO metro.

View Jefferson City, MO metro →

EUGENE, MO