The median home in Excelsior Springs, Missouri is valued at $217,677, up 0.7% year over year. Typical monthly rent is $1,022, producing a price-to-rent ratio of 17.7x — near the national average of 18x. Excelsior Springs is part of the Kansas City, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$217,677

+0.7%

Rent$1,022/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$43,535 on $217,677

Example: $75,000 household income. Change it above to see your own.

Affordable23.1% of income

Under the 28% guideline.

PITI$1,443

P/I23.1%

Afford$264K

Room+$46K

P&I $1,101Tax $176Ins $167

Renting $421/mo cheaper ($1,022 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Excelsior Springs with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Kansas City, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kansas City, MO-KS metro.

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Excelsior Springs, MO