The median home in Ferguson, Missouri is valued at $114,407, down 5.2% year over year. Typical monthly rent is $1,280, producing a price-to-rent ratio of 7.4x — below the national average of 18x. Ferguson is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$114,407
-5.2%
Rent$1,280/mo
AFFORDABILITYBuying $442/mo cheaper ($1,280 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Ferguson.
$22,881 on $114,407
Affordable — 13.4% of income
Under the 28% guideline.
PITI$838
P/I13.4%
Afford$239K
Room+$125K
P&I $579Tax $92Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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