The median home in Ferguson, Missouri is valued at $114,407, down 5.2% year over year. Typical monthly rent is $1,280, producing a price-to-rent ratio of 7.4x — below the national average of 18x. Ferguson is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$114,407

-5.2%

Rent$1,280/mo

Prices falling — better for buyers.

Affordability

Enter your income for Ferguson.

Income (annual)

Down Payment

$22,881 on $114,407

Example: $75,000 household income. Change it above to see your own.

Affordable13.4% of income

Under the 28% guideline.

PITI$838

P/I13.4%

Afford$239K

Room+$125K

P&I $579Tax $92Ins $167

Buying $442/mo cheaper ($1,280 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Ferguson with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Ferguson, MO