The median home in Festus, Missouri is valued at $290,548, up 5.2% year over year. Typical monthly rent is $1,450, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Festus is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$290,548
+5.2%
Rent$1,450/mo
AFFORDABILITYRenting $421/mo cheaper ($1,450 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Festus.
$58,110 on $290,548
Stretch — 29.9% of income
Above 28% but manageable with cuts.
PITI$1,871
P/I29.9%
Afford$272K
Gap-$19K
P&I $1,469Tax $235Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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