The median home in Garden City, Missouri is valued at $204,646, up 8.2% year over year. Garden City is part of the Kansas City, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$204,646

+8.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$40,929 on $204,646

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Affordable21.9% of income

Under the 28% guideline.

PITI$1,367

P/I21.9%

Afford$262K

Room+$57K

P&I $1,035Tax $165Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Garden City with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Kansas City, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kansas City, MO-KS metro.

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Garden City, MO