The median home in Gerald, Missouri is valued at $233,861, up 1.5% year over year. Gerald is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Louis, MO-IL stress score, crash risk, and 12-month forecast →

Home Value$233,861

+1.5%

AFFORDABILITY

Enter your income for Gerald.

Income (annual)

Down Payment

$46,772 on $233,861

Affordable — 24.6% of income

Under the 28% guideline.

PITI$1,538

P/I24.6%

Afford$266K

Room+$32K

P&I $1,183Tax $189Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Gerald with other housing markets across Missouri.

Huntleigh$2295K Village of Loch Lloyd$1289K Ladue$1271K Westwood$1239K Frontenac$1198K Town and Country$1094K Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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GERALD, MO