The median home in Gray Summit, Missouri is valued at $234,228, up 8.7% year over year. Gray Summit is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$234,228

+8.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$46,846 on $234,228

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Affordable24.6% of income

Under the 28% guideline.

PITI$1,540

P/I24.6%

Afford$266K

Room+$32K

P&I $1,184Tax $189Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Gray Summit with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Gray Summit, MO