The median home in Helena, Missouri is valued at $279,776, up 9.4% year over year. Helena is part of the St. Joseph, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$279,776

+9.4%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$55,955 on $279,776

Example: $75,000 household income. Change it above to see your own.

Stretch28.9% of income

Above 28% but manageable with cuts.

PITI$1,808

P/I28.9%

Afford$271K

Gap-$9K

P&I $1,415Tax $226Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Helena with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Joseph, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Joseph, MO-KS metro.

View St. Joseph, MO-KS metro

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Helena, MO