The median home in Independence, Missouri is valued at $200,198, up 2.1% year over year. Typical monthly rent is $1,313, producing a price-to-rent ratio of 12.7x — below the national average of 18x. Independence is part of the Kansas City, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Kansas City, MO-KS stress score, crash risk, and 12-month forecast →

Home Value$200,198

+2.1%

Rent$1,313/mo

AFFORDABILITY

Enter your income for Independence.

Income (annual)

Down Payment

$40,040 on $200,198

Affordable — 21.5% of income

Under the 28% guideline.

PITI$1,341

P/I21.5%

Afford$261K

Room+$61K

P&I $1,012Tax $162Ins $167

Renting $28/mo cheaper ($1,313 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Independence with other housing markets across Missouri.

Huntleigh$2295K Village of Loch Lloyd$1289K Ladue$1271K Westwood$1239K Frontenac$1198K Town and Country$1094K Clarkson Valley$876K Clayton$830K

Full Kansas City, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kansas City, MO-KS metro.

View Kansas City, MO-KS metro →

INDEPENDENCE, MO