The median home in Independence, Missouri is valued at $200,198, up 2.1% year over year. Typical monthly rent is $1,313, producing a price-to-rent ratio of 12.7x — below the national average of 18x. Independence is part of the Kansas City, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$200,198

+2.1%

Rent$1,313/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Independence.

Income (annual)

Down Payment

$40,040 on $200,198

Example: $75,000 household income. Change it above to see your own.

Affordable21.5% of income

Under the 28% guideline.

PITI$1,341

P/I21.5%

Afford$261K

Room+$61K

P&I $1,012Tax $162Ins $167

Renting $28/mo cheaper ($1,313 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Independence with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Kansas City, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kansas City, MO-KS metro.

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Independence, MO