The median home in Jefferson City, Missouri is valued at $262,644, up 6.3% year over year. Typical monthly rent is $951, producing a price-to-rent ratio of 23x — well above the national average of 18x. Jefferson City is part of the Jefferson City, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$262,644

+6.3%

Rent$951/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Jefferson City.

Income (annual)

Down Payment

$52,529 on $262,644

Example: $75,000 household income. Change it above to see your own.

Affordable27.3% of income

Under the 28% guideline.

PITI$1,707

P/I27.3%

Afford$269K

Room+$7K

P&I $1,328Tax $212Ins $167

Renting $756/mo cheaper ($951 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Jefferson City with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Jefferson City, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson City, MO metro.

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