The median home in Jefferson City, Missouri is valued at $262,644, up 6.3% year over year. Typical monthly rent is $951, producing a price-to-rent ratio of 23x — well above the national average of 18x. Jefferson City is part of the Jefferson City, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$262,644
+6.3%
Rent$951/mo
AFFORDABILITYRenting $756/mo cheaper ($951 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Jefferson City.
$52,529 on $262,644
Affordable — 27.3% of income
Under the 28% guideline.
PITI$1,707
P/I27.3%
Afford$269K
Room+$7K
P&I $1,328Tax $212Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Jefferson City, MO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson City, MO metro.
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