The median home in Kirksville, Missouri is valued at $142,551, up 2.6% year over year. Typical monthly rent is $907, producing a price-to-rent ratio of 13.1x — below the national average of 18x. Kirksville is part of the Kirksville, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$142,551

+2.6%

Rent$907/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Kirksville.

Income (annual)

Down Payment

$28,510 on $142,551

Example: $75,000 household income. Change it above to see your own.

Affordable16% of income

Under the 28% guideline.

PITI$1,003

P/I16%

Afford$249K

Room+$106K

P&I $721Tax $115Ins $167

Renting $96/mo cheaper ($907 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Kirksville with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Kirksville, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kirksville, MO metro.

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