The median home in Kirkwood, Missouri is valued at $437,890, up 3.6% year over year. Typical monthly rent is $1,840, producing a price-to-rent ratio of 19.8x — near the national average of 18x. Kirkwood is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: St. Louis, MO-IL stress score, crash risk, and 12-month forecast →
Home Value$437,890
+3.6%
Rent$1,840/mo
AFFORDABILITYRenting $895/mo cheaper ($1,840 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Kirkwood.
$87,578 on $437,890
Out of reach — 43.8% of income
Need $117,214/yr to afford.
PITI$2,735
P/I43.8%
Afford$280K
Gap-$158K
P&I $2,214Tax $354Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
Compare Kirkwood with other housing markets across Missouri.
Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
View St. Louis, MO-IL metro →