The median home in Kirkwood, Missouri is valued at $437,890, up 3.6% year over year. Typical monthly rent is $1,840, producing a price-to-rent ratio of 19.8x — near the national average of 18x. Kirkwood is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$437,890

+3.6%

Rent$1,840/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$87,578 on $437,890

Example: $75,000 household income. Change it above to see your own.

Out of reach43.8% of income

Need $117,214/yr to afford.

PITI$2,735

P/I43.8%

Afford$280K

Gap-$158K

P&I $2,214Tax $354Ins $167

Renting $895/mo cheaper ($1,840 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Kirkwood with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

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Kirkwood, MO