The median home in Montgomery City, Missouri is valued at $223,356, up 8.5% year over year. Montgomery City is part of the Jefferson City, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$223,356

+8.5%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$44,671 on $223,356

Example: $75,000 household income. Change it above to see your own.

Affordable23.6% of income

Under the 28% guideline.

PITI$1,477

P/I23.6%

Afford$265K

Room+$41K

P&I $1,129Tax $181Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Montgomery City with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Jefferson City, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson City, MO metro.

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Montgomery City, MO