The median home in O Fallon, Missouri is valued at $365,626, up 0.8% year over year. Typical monthly rent is $1,848, producing a price-to-rent ratio of 16.5x — near the national average of 18x. O Fallon is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$365,626
+0.8%
Rent$1,848/mo
AFFORDABILITYRenting $463/mo cheaper ($1,848 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for O Fallon.
$73,125 on $365,626
Out of reach — 37% of income
Need $99,043/yr to afford.
PITI$2,311
P/I37%
Afford$277K
Gap-$89K
P&I $1,849Tax $296Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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