Median home value: $366K (+0.8% YoY). Rent: $1,848/mo. Price-to-rent: 16.5x. Part of St. Louis, MO-IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.
Home Value$365,626
+0.8%
Rent$1,848/mo
AFFORDABILITYRenting $368/mo cheaper ($1,848 rent)6.00% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for O Fallon.
$73,125 on $365,626
Stretch — 35.5% of income
Above 28% but manageable with cuts.
PITI$2,216
P/I35.5%
Afford$289K
Gap-$77K
P&I $1,754Tax $296Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing