The median home in Oakland, Missouri is valued at $444,461, up 2.6% year over year. Oakland is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Louis, MO-IL stress score, crash risk, and 12-month forecast →

Home Value$444,461

+2.6%

AFFORDABILITY

Enter your income for Oakland.

Income (annual)

Down Payment

$88,892 on $444,461

Out of reach — 44.4% of income

Need $118,843/yr to afford.

PITI$2,773

P/I44.4%

Afford$280K

Gap-$164K

P&I $2,247Tax $359Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Oakland with other housing markets across Missouri.

Huntleigh$2295K Village of Loch Lloyd$1289K Ladue$1271K Westwood$1239K Frontenac$1198K Town and Country$1094K Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

View St. Louis, MO-IL metro →

OAKLAND, MO