The median home in Oakland, Missouri is valued at $444,461, up 2.6% year over year. Oakland is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$444,461

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Oakland.

Income (annual)

Down Payment

$88,892 on $444,461

Example: $75,000 household income. Change it above to see your own.

Out of reach44.4% of income

Need $118,843/yr to afford.

PITI$2,773

P/I44.4%

Afford$280K

Gap-$164K

P&I $2,247Tax $359Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Oakland with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Oakland, MO