The median home in Ozark, Missouri is valued at $308,485, up 0.3% year over year. Typical monthly rent is $1,493, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Ozark is part of the Springfield, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Springfield, MO stress score, crash risk, and 12-month forecast →
Home Value$308,485
+0.3%
Rent$1,493/mo
AFFORDABILITYRenting $483/mo cheaper ($1,493 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Ozark.
$61,697 on $308,485
Stretch — 31.6% of income
Above 28% but manageable with cuts.
PITI$1,976
P/I31.6%
Afford$273K
Gap-$35K
P&I $1,560Tax $249Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full Springfield, MO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MO metro.
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