The median home in Ozark, Missouri is valued at $308,485, up 0.3% year over year. Typical monthly rent is $1,493, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Ozark is part of the Springfield, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$308,485

+0.3%

Rent$1,493/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Ozark.

Income (annual)

Down Payment

$61,697 on $308,485

Example: $75,000 household income. Change it above to see your own.

Stretch31.6% of income

Above 28% but manageable with cuts.

PITI$1,976

P/I31.6%

Afford$273K

Gap-$35K

P&I $1,560Tax $249Ins $167

Renting $483/mo cheaper ($1,493 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Ozark with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Springfield, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MO metro.

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Ozark, MO